Financial Technology Services

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Who we are

Who we are

NOR Associates is the first Nordic consultancy firm to focus exclusively on bespoke software development and technological innovation in financial services.

We are founded by people with a strong passion for financial services technology, and our consultants have a track record from solving some of the most complex issues in the industry.

We understand and respect the critical nature of financial technology projects. Our consultants are highly specialized experts in successful delivery of the the most challenging projects and operate with the appropriate sense of urgency.

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What we do

NOR Associates operate in several areas of financial technology, including

  • Development of digital customer-facing products
  • Development of APIs and low-latency connectivity
  • Integration of new systems with existing technology and consolidation of legacy systems

Our teams have the professional experience required to take a project successfully from start to finish and can assist with all phases of the project – from idea generation and architectural design to implementation work and successful roll-out.

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What we do

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Get in touch to find out more about what we can do for you

Email :

Address :

NOR Associates ApS,
CVR 39749815
7 Applebys Pl.,
1411 Copenhagen K



Founded by people with a passion

NOR Associates is founded by people with with a passion for the financial industry. The founders have more than 20 years of experience with technology in the largest Nordic- and international banks between them.

Nordic coverage 

We operate in all of the Nordic countries and stay closely connected to both the incumbent financial institutions and the FinTech, InsurTech and RegTech startup scene in the region. We base our operations at Copenhagen FinTech Lab in Copenhagen, Denmark.

The meaning of NOR

The word “nor” is an old Danish word for a small area of water, surrounded by land, and characterized by a narrow passage connecting the water to the ocean.
We think of NOR Associates as an analogy to this, as we offer a simple passage to experts within financial services technology.

Lars Elmegaard-Fessel

CEO and Founder